Saturday, October 03, 2009

Care homes

Why is it such an 'injustice' that one has to sell one's house in order to live in a care home?

If only 1/5 people have to do this I can see why it is annoying. But maybe that's because they have lived longer.

I find it a little strange that houses have become so untouchable. Under current Tory plans no-one will have to sell their house to fund private residential care, then when you die the government won't take any of the money back in inheritance tax. This seems rather odd to say the least.

The specific plan seems a little weird too. If people can voluntarily pay £8,000 at age 65 and this is enough - given it's only 1 in 5 - to fund free residential care, then why aren't private insurers offering the service? It's not as if the government scheme works because of universality, as it's voluntary. From what I've seen it just seems an extension of government into an area which is unneeded (which is not necessarily true of a 100% service).

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